Health Protection Plus

  • A MUST HAVE policy for every individual
  • A unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children below 18)
  • This Unit Linked Health Insurance Plan provides 2 key benefits to the insured family
    • Hospital Cash Benefit (HCB)
    • Major Surgical Benefit (MSB)
  • A person aged between 18 and 55 (the Principal Insured (PI)) can take the policy covering himself / herself and his spouse as well as minor children
  • It is a unit linked plan where the premium paid by the PI is utilized to purchase units. The fund thus developed (subject to charges & deductions) provides health cover to the family
  • Life Cover (PI): All balance premiums waived if PI dies. The benefits for other members continue. If only PI has participated in the policy then the nominee gets the policy fund value.
  • On Surgery: Major surgical Benefit (MSB) is given to support the cost of medical procedure
  • On Hospitalization: Hospital Cash Benefit (HCB) is provided on a per day basis if the continous stay in hospital exceeds 48 hours
  • On domiciliary health expenses: Domiciliary Treatment Benefit (DTB) is provided from the accumulated fund
  • The above benefits are subject to conditions providd in the policy document. Please refer to the brochure for detailed terms and conditions

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